Payment

Traditional Ledger: [User A] ───> [Central Bank Server] ───> [User B] Distributed Ledger: [User A] ───> [Network of Nodes] ───> [User B] (Public Verification)

Governments and central banks worldwide are rolling out instant payment rails that operate 24/7/365. Examples include Pix in Brazil, UPI in India, and FedNow in the United States. Unlike batch-processed ACH systems, real-time payments settle instantly, providing immediate liquidity to businesses and consumers. payment